Tag Archives: Mortgage

How Equity Helps Homeowners

What is equity and how does it affect you as a homeowner? Equity is defined as the difference of the home’s fair market value and the outstanding balance of all other debt on the property. Many homeowners are unaware of …
Read More


How Does Owning a Home Give You Wealth?

You have heard repeatedly that putting money down on a home will repay you with equity. But that’s hard to remember after a large down payment and closing costs! However it is an important piece of information to remember when …
Read More


Where Are All of the First Time Buyers?

Many first-time home buyers are Millennials, but we are seeing a large part of this generation hesitating to make the leap into homeownership. Which begs the question, why the hesitation? Recent surveys have uncovered that potential buyers believe that you …
Read More


State of the Market – January 2017

A letter from Joseph A. Horning, President of Shorewest, REALTORS® The beginning of the year is a time to pause and reflect on the success of the 2016 market and look forward to the continued growth of 2017. According to …
Read More


Resource Video: Buyer Edition

What is a Mortgage Gift Letter? Saving enough money to use as a down payment to purchase a home is no easy task, especially if you are buying for the first time. Most lenders allow gifted funds to be used …
Read More


Serious About Buying a Home? Get Pre-Approved!

Right now we are in the midst of a serious sellers market. What this entails is that there are more buyers in the market than homes available to buy.Freddie Mac explains the advantages of pre-approval on their website, “It’s highly …
Read More


Time to Go House Hunting!

Winter can be a great time to buy a home! Some of the perks include a less competitive market, sellers who are serious and more! Winter is often over looked as a great time to buy a home, but real …
Read More


Why Now is the Best Time to Buy a Home!

Many times, the holidays are seen as a slow time in real estate. However if you are thinking about buying a home, now is actually the best time! Mortgage rates have been hovering around 3.5% since June, and in November …
Read More


The Facts about Down Payment Options

Much like the current state of politics, it is sometimes difficult to get to the facts through all the noise and misinformation. I am finding this is true as we continue to see misinformation regarding homebuyers and the issue of …
Read More


Home Buyers Want One-Stop Shopping

A recent National Association of REALTORS® (NAR) study revealed that a vast majority of home buyers want to work with a company that offers a full-range of real estate services for one-stop shopping. 78% of home buyers said that one-stop …
Read More







Rates and fees are subject to adjustments based on your credit score and the loan-to-value ratio. Rates and fees are also subject to change without notice. Other rates and loan programs are available.
All applications are subject to current underwriting guidelines and credit approval. EHL NMLS#280412

  • Heritage Title Services, Inc.
  • The Realty Alliance
  • Wisconsin Mortgage Corporation
  • Leading Real Estate Companies of the World
  • Luxury Portfolio International
  • Shorewest Financial Associates LLC
  • HSA Home Warranty - Because Service Matters